Gift Card Buying Policies

TERMS
All transactions must occur in-store at our location and are recorded over remote video surveillance. All cards require their original receipt—there are no exceptions. Indications of tampering (such as the code and/or pin being visible, silver backing lifted or skewed, etc.) with the card will result in either rejection of the card or a significantly lower offer, depending upon the value and retailer. Remaining balance of each card must be $20 or more and less than $1,000. All gift cards and store credit must be purchased at least one (1) hour prior to sale. Cards are bought individually and values are not accumulative, with exception only to prepaid debit cards.

New and “non-regular” sellers may be rejected for cards with a balance of $200 or more (depending upon the card) and limited to a weekly payout of $400. An active credit card in the seller’s name may be requested; debit or ATM cards will not be accepted. A valid, working phone number (preferably from a cellphone) must be supplied and may be checked in-store. Regulars are defined as sellers who consistently sell at least $1,000 per month in gift cards and store credit for at least three (3) months without any instance of fraud. Those who are not defined as regulars are considered “non-regular” or new.

All sellers are required to supply a valid, up-to-date US Government-Issued Identification (Driver’s License, US Passport, US Passport Card, US Permanent Resident Card, US State-Issued Identification Card or US Military ID) and be at least 18 years of age. All forms of identification may be checked against a nation-wide criminal database and DMV records. A current photo may be taken for new or “non-regular” customers, including anyone accompanying them.

Payout percentages, accepted cards and any applicable restrictions or limitations are subject to change without notice. We recommend that sellers call us prior to visiting our store. For each transaction, a Gift Card Transfer Agreement must be signed, dated and clearly imprinted with your fingerprint. The terms of the Gift Card Transfer Agreement are as follows:

BY SIGNING BELOW, I TESTIFY THAT I AM TRANSFERRING FULL OWNERSHIP OF MY GIFT CARD(S) LISTED ABOVE TO THE DESIGNATED BUSINESS OR PERSON PURCHASING THE GIFT CARD(S) FOR MONETARY COMPENSATION. THIS EXCHANGE OF PRODUCT FOR SERVICE WILL TAKE EFFECT AS THE DOCUMENT IS SIGNED AND ENSURE THAT THE VALUE OF THE GIFT CARD(S) ARE ACCURATELY REPRESENTED AT THE TIME OF SALE AND THEREAFTER. I ATTEST THAT THE GIFT CARD(S) WILL NOT BE USED AFTER THIS TRANSACTION IS ENACTED. ENGAGING IN THIS ACTION WILL RESULT IN PROSECUTION BY LOCAL AND NATIONAL LAW ENFORCEMENT AGENCIES BY THE UNITED STATES DEPARTMENT OF JUSTICE, UNDER FEDERAL WIRE FRAUD ACT 18 U.S.C. 1343. I ALSO ATTEST THAT I DID NOT RECEIVE THE ABOVE CARD(S) FROM A THIRD PARTY OR THROUGH FELONIOUS, ILLEGAL OR UNREGULATED ACTIVITY. I WARRANT THAT (1) THE GIFT CARD(S) ARE FREE FROM ALL SECURITY INTEREST OR LIENS OR ENCUMBRANCES; (2) I AM THE LEGAL OWNER OF THE GIFT CARD(S) AND HAVE THE RIGHT TO SELL THEM; AND (3) I WILL WARRANT AND DEFEND THE TITLE OF THE GIFT CARD(S) AGAINST ANY AND ALL CLAIMS AND DEMANDS OF ALL PERSONS.

PERSECUTION
The seller is ultimately the responsible party in the sale of any gift cards or store credit and will be contacted prior to being reported. The seller will then have seven days from first attempted contact to negotiate repayment of the card(s). Should the seller be inaccessible, refuse to negotiate, or otherwise refrain from settling their debt, the buyer will report the seller to the proper authorities using all evidence that we can provide.

As stipulated by our Gift Card Transfer Agreement, sellers may be persecuted to the fullest extent of the law should their card(s) be found to have been compromised, subject to wire fraud or deactivated by the retailer for any reason. This includes a full report to the San Diego County Police Department, the Department of Justice and Debt Collection Agency. A warrant for your arrest may be issued, a judgment may be placed against you and your credit may be affected.

CARDS NOT ACCEPTED
Cards not listed on our current gift card payout sheet, specified merchandise return cards, cards that exceed a stated limit or requirement, local or regional cards, cards with expiration dates, rewards cards, non-transferable or “no resale” cards, e-cards, vouchers, paper cards, cards with no means of checking the balance online or by phone, expired cards, cards older than 2010, EBT cards, cards with fees, cards purchased with a retailer-branded credit card, cards for only a select number of locations and cards that require an account or credit load to check the balance.

CRAIG’S LIST COMPETITION PAYOUT MATCH
Seller must have tangible, current and dated evidence of an offer for the exact gift card retailer being sold from a local (San Diego County) competitor with an established, appropriately licensed business that relates to the buying and selling of gift cards. The card must be deemed acceptable and not fall under any of the restrictions listed above (CARDS NOT ACCEPTED). We will match or beat their offer by 1%, depending on the card and its value. Offers must be no more than 7 days old and must not be part of a special offer (ex: a limited time offer). We do not accept proof of an offer from private parties and online gift card exchanges. Dated, photographic evidence with geolocation information is required for offers from Coinstar Exchange kiosks and will require a valid credit card with the seller’s name.

PARTNERSHIP
C&T Electronics/Fuller Electronics & More is in partnership with Sin City Gold & Pawn, a chain of businesses that buys gift cards with locations in Southern California, Arizona and Nevada. Some services that are offered by other locations are not offered at our store; please inquire. In addition, some of our payouts may differ from others stores in our network and are specific to this location; however, sellers should be aware that most payouts are controlled by Sin City Gold & Pawn.

AFTER-HOUR APPOINTMENTS
Only applicable for cards with a balance of $200 or more, with preference to regular customers. In-shop appointments only; no mobile appointments will be accepted. Appointments must be scheduled at least an hour prior to the desired meeting time and are subject to availability. Appointment hours are Saturday and Sunday, 10am to 7pm. No appointments will be scheduled on federal holidays or week days.

BONUSES
This program is temporarily suspended for the Spin to Win promotion.
Sellers who sell an accumulative total value of $1000 or more in gift cards or store credit within a six month period will receive a singular, additional payout of $10 with their next following transaction of $100 or more. The seller will continue to be eligible for bonuses, which are cyclical, so long as their account in good standing and with no instance of fraud or deactivation on any previously acquired gift card, or store credit sold to us by the individual, or their associates. Individual prepaid debit cards (such as Vanilla VISA) with a balance of $1,000 or more are ineligible for this program.

This page was last updated on October 16, 2017.