Gift Card Buying Policies

TERMS
All transactions must occur in-store at our location; no mobile transactions. All cards require a receipt. Without a receipt and/or any card that has been tampered with (such as the code and/or pin being partially or fully visible, the silver backing lifted or skewed, etc.) may be rejected. The balance must be $20 or more, and less than $1,000. New or non-regular customers may be limited to an accumulative total balance of $200-$500 (depending upon the retailer) per week in cards. Regulars are defined as sellers who consistently sell at least $1,000 per month in gift cards and store credit for at least three (3) months without instance of any form of fraud. Those who are not defined as regulars are considered “non-regular” or new.

An active credit card in the seller’s name may be requested at any time; debit, prepaid, checking, or ATM cards will not be accepted. A valid, working phone number (preferably from a cellphone) must be supplied and may be checked in-store. Cards must have been acquired at least 24 hours prior to sale. Payout percentages are based on $100+, Under $100, and $50 Or Less for certain cards. Cards are bought individually and values are not cumulative, with exception only to prepaid debit cards (such as Vanilla VISA). If a retailer is not listed on the Gift Card Payout Sheet or is not otherwise considered “not acceptable” by the buyer, then we will not buy it.

The seller will be held liable for any form of fraud on cards that he/she/they sold to us and must pay back what was paid for the card(s) if it occurs, regardless of reason and for a period of two (2) years. Failure to pay back what is owed may result in criminal charges. All sellers are required to supply a valid, up-to-date US Government-Issued Identification (Driver’s License, US Passport, US Passport Card, US Permanent Resident Card, US State-Issued Identification Card or US Military ID) and be at least 18 years of age. Identification may be checked against a nationwide criminal database and/or DMV records. A current photo may be taken for new or “non-regular” customers, including anyone accompanying them.

Payout percentages, accepted cards, card restrictions and card limitations are subject to change without notice. We recommend that sellers call us prior to visiting our store. For each transaction, a Gift Card Transfer Agreement must be signed, dated and clearly imprinted with the seller’s fingerprint. The terms of the Gift Card Transfer Agreement are as follows:

BY SIGNING BELOW, I TESTIFY THAT I AM TRANSFERRING FULL OWNERSHIP OF MY GIFT CARD(S) LISTED ABOVE TO THE DESIGNATED BUSINESS OR PERSON PURCHASING THE GIFT CARD(S) FOR MONETARY COMPENSATION. THIS EXCHANGE OF PRODUCT FOR SERVICE WILL TAKE EFFECT AS THE DOCUMENT IS SIGNED AND ENSURE THAT THE VALUE OF THE GIFT CARD(S) ARE ACCURATELY REPRESENTED AT THE TIME OF SALE AND THEREAFTER. I ATTEST THAT THE GIFT CARD(S) WILL NOT BE USED AFTER THIS TRANSACTION IS ENACTED. ENGAGING IN THIS ACTION WILL RESULT IN PROSECUTION BY LOCAL AND NATIONAL LAW ENFORCEMENT AGENCIES BY THE UNITED STATES DEPARTMENT OF JUSTICE, UNDER FEDERAL WIRE FRAUD ACT 18 U.S.C. 1343. I ALSO ATTEST THAT I DID NOT RECEIVE THE ABOVE CARD(S) FROM A THIRD PARTY OR THROUGH FELONIOUS, ILLEGAL OR UNREGULATED ACTIVITY. I WARRANT THAT (1) THE GIFT CARD(S) ARE FREE FROM ALL SECURITY INTEREST OR LIENS OR ENCUMBRANCES; (2) I AM THE LEGAL OWNER OF THE GIFT CARD(S) AND HAVE THE RIGHT TO SELL THEM; AND (3) I WILL WARRANT AND DEFEND THE TITLE OF THE GIFT CARD(S) AGAINST ANY AND ALL CLAIMS AND DEMANDS OF ALL PERSONS.

PERSECUTION
The seller is ultimately the responsible party in the sale of any gift cards or store credit, and may be contacted prior to being reported. The seller’s liability for any and all cards sold to us is two (2) years from the date printed on the corresponding Gift Card Transfer Agreement. If contacted, the seller will then have three (3) calendar days from the first attempted contact to negotiate repayment of the card(s). Should the seller be inaccessible, refuse to negotiate, or otherwise refrain from settling their debt, the buyer may report the seller to the proper authorities using all evidence that we can provide.

As stipulated by our Gift Card Transfer Agreement, sellers may be persecuted to the fullest extent of the law should their card(s) be found to have been compromised, subject to wire fraud, or deactivated by the retailer for any reason. This includes a full report to the San Diego County Police Department, the Department of Justice and Debt Collection Agency. A warrant for your arrest may be issued, a judgment may be placed against you and your credit may be affected.

CARDS NOT ACCEPTED
EBT/Food Stamp equivalent, local cards, regional cards, coupons, vouchers, paper cards, e-cards, digital cards, cards attached to ID/user, rewards cards, promotional cards, cards with expiration dates, cards with fees, cards with purchase minimums, cards purchased with a retailer-branded credit card, non-transferable cards, non-resale cards, cards with copyright © of 2010 or older, cards with no immediate means of checking the balance online or by automated phone system, and cards not listed our current gift card payout sheet.

CRAIG’S LIST COMPETITION PAYOUT MATCH
The seller must have tangible, current, and dated evidence of an offer for the exact gift card(s) being sold from a local competitor with a with an established, appropriately licensed business that has a physical, open-to-the-public storefront (or kiosk) in the county of San Diego, California, which publicly advertises buying gift cards. The competitor must also be able to legally buy gift cards for the purpose of resale (online and/or in-store) and not for personal or business use, or under some form of group agreement (ex: Home Depot or Lowe’s for construction workers).

The card(s) must be deemed acceptable and not fall under any of the restrictions listed above (CARDS NOT ACCEPTED). We will match or beat their offer by 1%, depending on the card and its value. Offers must be no more than seven (7) days old and must not be part of a special offer (limited time offer, first time seller, etc.). We do not accept proof of offer from private parties, mobile-only buyers and online gift card exchanges. Dated, photographic evidence with geolocation information is required for offers from automated kiosks and will require a valid credit card with the seller’s name.

CONTENT FROM FORMER PARTNERS
C&T Electronics/Fuller Electronics & More was formerly in partnership with a multi-state group of businesses that buy gift cards and store credit, including Sin City Gold & Pawn, Flip It For You, Gift Card Father and Cash For Gift Cards. Information that is presently still provided on their websites, social media profiles, classifieds, and other advertisements, may describe services, specials, offers, payouts, listings and other pertinent information that is not provided by or applicable to our store.

AFTER-HOUR APPOINTMENTS
After-hours appointments are no longer accepted. We apologize for the inconvenience.

This page was last updated on November 07, 2018.